Last updated: August 25, 2026
Licensing
Arete Mortgage Solutions, LLC is a licensed mortgage broker operating in the State of Colorado and regulated by the Colorado Division of Real Estate. We conduct business in accordance with all applicable federal and state laws governing mortgage origination.
- NMLS Company ID: 2858035
- Verify our licenses at NMLS Consumer Access (www.nmlsconsumeraccess.org)
Equal Housing Opportunity
Arete Mortgage Solutions is committed to the letter and spirit of the U.S. policy for the achievement of equal housing opportunity. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act, and we encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.
Equal Credit Opportunity Act (ECOA)
The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning this creditor will be identified upon request.
No Commitment to Lend
The information provided on this website is for general informational purposes only and does not constitute a commitment to lend, a loan approval, or an offer to enter into a rate-lock agreement. All loan applications are subject to credit review, underwriting, property appraisal, and approval by the applicable lender. Rates, terms, programs, and availability are subject to change without notice and may vary based on individual circumstances. Not all applicants will qualify.
Rate and Program Information
Any interest rates, loan amounts, payment figures, or program terms referenced on this website or in pre-qualification materials are estimates for illustrative purposes only and are not guaranteed. Actual rates and terms depend on a full application, verified information, market conditions, and lender requirements at the time of lock.
Pre-Qualification vs. Pre-Approval
A pre-qualification is a preliminary assessment based on information you provide and is not a loan approval or commitment. Any pre-approval or pre-qualification letter issued is conditional and subject to verification of the information provided, an acceptable property appraisal, clear title, and final underwriting approval.
Third-Party Links and Services
This website may contain links to third-party websites, lender portals, and service providers. These links are provided for convenience only. Arete does not control and is not responsible for the content, products, services, or privacy practices of third-party sites.
Communications Consent
By submitting your information through our forms, you consent to be contacted by Arete Mortgage Solutions regarding your inquiry by phone, email, or text message at the contact information you provide, including through automated means where applicable. Consent is not a condition of any purchase or loan, and you may opt out at any time. Message and data rates may apply.
Contact
Arete Mortgage Solutions, LLC
Denver, Colorado
Email: connect@aretemortgagesolutions.com
See also our Privacy Policy.